According to a bankrate.com report,
-23% of Americans have no emergency savings,
-22% have less than three months worth of expenses saved,
-18% have enough to cover between three to five months worth of expenses,
-29% have enough to cover six months worth of their experiences or more.
Do you have an emergency savings?
During the Personal Budgeting session, the goal is to create a more structured budget that will help to achieve any financial goals. The objective is to make budgeting your #1 priority so you are able to pay bills on time, save, and/or eliminate debt(s).